Monthly Products
Smart Monthly Protection. Real Peace of Mind.
GMA products provide essential financial protection for vehicle owners, helping safeguard repayments when the unexpected happens.
Monthly Products
Smart Monthly Protection. Real Peace of Mind.
GMA products provide essential financial protection for vehicle owners, helping safeguard repayments when the unexpected happens.
GMA Monthly products are designed to work seamlessly alongside vehicle finance and insurance, offering affordable monthly protection that helps customers stay financially secure, while enabling dealerships to deliver added value with confidence.
Administered by GMA and underwritten by trusted Insurers, these products are structured for simplicity, compliance, and reliability.
What These Products Cover
Vehicle finance shortfalls
Original vehicle value
Outstanding loans during life-changing events
Monthly instalments during income disruption
Our Monthly Products Range
GMA Credit Life Cover
GMA’s Credit Life Policy settles outstanding debt in the event of death, disability, or critical illness, ensuring your loved ones are protected and your financial commitments are responsibly concluded.
GMA Credit Shortfall Cover
GMA’s Credit Shortfall Cover settles the difference between your insurer’s payout and your outstanding vehicle finance after a total loss, preventing unexpected debt and protecting your financial stability.
Return To Invoice Cover Plans (Monthly premiums)
GMA’s Return to Invoice Cover bridges the gap between your insurer’s payout and the original purchase price of your vehicle in the event of a total loss, protecting your initial investment and preserving your financial position.
Monthly Mechanical Breakdown Warranty
The Mechanical Warranty Cover protects you against the cost of unexpected mechanical and electrical failures, reducing repair expenses and keeping your vehicle, and budget, running smoothly.
Monthly Tyre & Rim Warranty
GMA’s Tyre & Rim Warranty covers the cost of repairing or replacing tyres and rims damaged by road hazards, helping you avoid unexpected expenses and stay safely on the move.
Monthly Body Maintenance Plan
GMA’s Body Maintenance Plan covers the repair of minor dents, scratches, chips, and interior damage, maintaining your vehicle’s appearance and supporting its long-term resale value.
Geyser Replacement Cover
GMA’s Geyser Replacement Cover provides for the repair or replacement of your geyser following sudden failure, protecting your home from unexpected costs and restoring comfort without financial strain.
Excess Waiver Plan
GMA’s Excess Waiver Plan covers the insurance excess payable in the event of a valid claim, protecting your cash flow and ensuring an incident doesn’t become a financial setback.
Vehicle Hire Plan
GMA’s Vehicle Hire Cover provides a replacement vehicle following a valid claim or insured event, ensuring your mobility is maintained while your vehicle is repaired or replaced